
Just Got a DUI or Violation? Here's What Happens Next
Your insurance situation just changed.
Find Coverage for My SituationLicensed Agents Only
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How It Works
Tell Us About Your Violation
We Identify What Coverage You Need
Get Matched With Carriers That Will Write You
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
DUI Auto InsurancePost-DUI rates average 80–140% higher than standard. We connect you with carriers that write first-offense and repeat-offense DUI drivers, with or without SR-22 requirements.
Suspended License InsuranceMost states require continuous coverage even during suspension. We'll show you non-standard options that maintain your policy and meet reinstatement requirements.
SR-22 InsuranceSR-22 is a filing, not a policy type. If your state requires it, we'll match you with carriers that offer same-day filing and explain how long you'll need to maintain it.
High-Risk Auto InsuranceMultiple violations, at-fault accidents, or lapses in coverage put you in the high-risk category. We show you which non-standard carriers offer the most competitive rates for your profile.Recent Articles
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Get Back to a Fair Rate After a Violation
Find Coverage for My SituationFrequently Asked Questions
Do I need SR-22 insurance?
SR-22 is required after certain violations—typically DUI, reckless driving, driving without insurance, or license suspension for points. Your state DMV or court will notify you if it's required. SR-22 is a filing your insurer submits to the state, not a separate policy.
Which insurance companies cover drivers with violations?
Standard carriers like State Farm and Geico typically non-renew after DUI or serious violations. Non-standard carriers like The General, Bristol West, and Dairyland specialize in high-risk drivers and offer more competitive rates for violation profiles.
Can I get insurance with a suspended license?
Yes. Most states require you to maintain continuous coverage even during suspension to avoid additional penalties at reinstatement. Non-owner SR-22 policies work if you don't have a vehicle. Letting coverage lapse can extend your suspension period.